Legal Suvidha is at your service,  09599937963

message on whatsapp
Nidhi Company|Legal Suvidha


Get Nidhi Company registration from the best team of professionals in India.

Starting at : ₹ 21999 (all inclusive)

Contact Now !


Nidhi Company

Nidhi Company is a company which is incorporated with the objective of developing the habit of saving among its members only for their mutual benefits. The company is allowed to take deposits from & to lend money to the members only. Hence, only the members take part in contributing funds & lending activities of a Nidhi Company. The minimum members required for registration is 3. The last word in name must be ‘Nidhi Limited’. It shall be a public company.

It is considered as a NBFC. RBI issues directions to the Nidhi Company with respect to its activities. It is generally advisable where the activity of deposit & lending relates to a specific group of people. The RBI has exempted Nidhi Companies from the applicability of RBI Act. It is very easy & cheap to incorporate a Nidhi Company.


Why Nidhi Company?

SEPARATE LEGAL ENTITY A Nidhi company is considered as a separate legal entity for the purpose law. Accordingly, it can hold property in its own name, sue & be sued, borrow in its own name etc.
LIMITED LIABILITY The members are considered separated from company. So, they are not liable for the creditors of the company.
NO CLAIM ON PROPERTY OF COMPANY Since, it is considered as a juristic person, no member can claim any rights over the property of a Nidhi Company as long as it is going concern.
PERPETUAL SUCCESSION The existence of Nidhi Company does gets affected due to departure or death of any member.
CREDIBILITY A Nidhi Company enjoy better credibility as it is registered and managed by central government in contrary to mutual benefit organisations which are registered & monitored by state governents.


Nidhi Company Registration Process

Obtaining DSC & DIN
Name Approval
Drafting MOA And AOA Electronically
Company Registration

Digital Signature Certificate (DSC) and Director Identification Number (DIN) is required for the proposed Directors of the Nidhi Company which is necessary to file the company registration documents. For this, you will only need to provide a few scanned documents and details; our representatives will fill the form and submit it online. DIN and DSC can be obtained for the proposed Directors within 1 to 2 days.


Documents required for Nidhi Company

1. Copy of PAN Card of directors

2. Passport size photograph of directors

3. Copy of Aadhaar Card/ Voter identity card

4. Copy of Rent agreement (If rented property)

5. Electricity/ Water bill (Business Place)

6. Copy of Property papers (If owned property)

7. Landlord NOC (Format will be provided)


Frequently Asked Questions

What are the minimum requirements for registration of a Nidhi Company?
A Nidhi company is registered as a Public Limited Company. Hence, the requirements for incorporation of a Nidhi company covered a minimum of three Directors and Seven Shareholders. The MOA of a Nidhi company must state that the primary objective of the proposed company is to nurture and promote a habit of thriftiness and savings among its members, and accept deposits from or lend loans only to its members, for the mutual benefits of them.

Whether the deposits with a Nidhi Company are safe?
Yes, because Central Government/MCA/RBI has framed the laws/rules to ensure the security and safety of deposits.

Can Nidhi Company be incorporated using SPICe forms?
Yes, SPICe Forms can be used for incorporating a Nidhi Company.

What are the post incorporation requirements?
After incorporation, within one year it must satisfy following:
• At least 200 members.
• Minimum Net Owned funds of Rs. 10 Lakh.
• Unencumbered term deposits must be at least 10% of the Outstanding deposits.
• Ratio of NOF to the deposits, should not be greater than 1:20.

In how much time a Nidhi company gets registered?
It typically takes 35 to 45 working days to register a Nidhi Company.

Whether it can be registered even if I am in different state?
Yes, the company registration process is online. You can send the required documents via email to

How long is the company valid for?
It is valid till it is active & does not get struck off by registrar by being a dormant company.


Why choose us?

Tech Driven Platform

Transparent Pricing

Expert Team

Free Legal Advice

100% Client Satisfaction

On Time Delivery

Tech Driven Platform

Expert Team

Free Legal Advice

On Time Delivery

Transparent Pricing

100% Client Satisfaction