MIS & Financial Reporting

Most Indian SMEs and growing companies do not lack revenue, customers, or operations. They lack monthly visibility into the numbers that decide the business. When the only financial reading is the year-end audited statement — produced 4 to 7 months after the year ends — every operational decision in between is being made blind. Cash flow runs out before it is noticed; gross margins erode silently; the highest-revenue customer turns out to be the lowest-margin; receivables pile up unpaid; payables stretch to compensate; tax cash-flow surprises hit at the wrong time. By the time the audit is complete, the year is already lost.

An MIS (Management Information System) — properly designed and produced monthly — closes this gap. Cash flow, profitability by product / segment / customer, AR / AP aging, working-capital cycle, KPI dashboards, variance against budget, and the operating ratios that decide bank lending and investor conviction — all delivered within 7-10 days of month-end, in a format the founder, the CFO, the Board, and the lender can all read. By 2026, Indian growth-stage companies that produce a real monthly MIS are converting at higher valuations, accessing capital faster, and outperforming peers that don't.

We design and produce monthly MIS — tailored to the business model, integrated with accounting systems (Tally / Zoho Books / QuickBooks / SAP / NetSuite), with dashboards (Power BI / Google Data Studio / Excel) and Board-ready packs.

What's Inside a Real MIS Pack

• P&L by Segment / Product / Customer:: Not just one consolidated P&L — gross margin and contribution margin sliced by the dimension that matters to the business; pricing and mix decisions become visible.

• Cash Flow Statement (Monthly):: Operating, investing, financing — direct and indirect methods; opening cash + receipts - payments = closing cash, reconciled to bank.

• 13-Week Cash Flow Forecast:: Receivable collection assumptions, payable schedule, payroll, GST, TDS, advance tax — rolling forward 13 weeks; surprises pre-empted.

• AR / AP Aging:: 0-30, 31-60, 61-90, 90+ days; collection actions assigned; bad-debt provisioning.

• Working Capital Cycle:: Days Sales Outstanding (DSO), Days Inventory Outstanding (DIO), Days Payable Outstanding (DPO) — the cash conversion cycle that banks and investors examine.

• Variance Against Budget:: Monthly and YTD variance vs Board-approved budget; explanations for material variances.

• KPI Dashboard:: CAC, LTV, churn, gross margin, EBITDA, burn rate, runway, MRR / ARR (for SaaS), inventory turnover, asset turnover.

• Tax & Compliance Snapshot:: Advance tax position, TDS receivable / payable, GST ITC accumulation, statutory dues outstanding.

• Bank Covenant Compliance:: For companies with bank loans — DSCR, current ratio, debt-equity, leverage ratios; covenant tracking.

• Commentary & Action Items:: Two-page narrative — what happened, what it means, what to do next; not just numbers.

Where MIS Pays For Itself

Bank lending decisions accelerated by 2-4 weeks (working capital, term loan). Investor due diligence completed 30-50% faster. Pricing and customer-mix corrections that lift gross margin by 100-300 bps. Cash-flow surprises eliminated — no last-minute payroll panic, no advance tax shortfall, no GST surprise. Founder time freed from chasing numbers to running the business. Most engagements pay for themselves in the first quarter.