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Goods & Service Tax (GST) 1 November 2026

7 Financial & Regulatory Changes Effective Nov 1: GST, Pensions, PNB Cards

From November 1, India implements seven key financial and regulatory updates affecting GST, pension filings, and PNB credit cards. Pensioners under 80 must submit life certificates online between Nov 1‑30, while GST thresholds and rates are revised and new criteria for PNB cards are introduced, alongside six other changes to loans, securities and compliance rules.

Effective Nov 1 Financial Updates

  • Government pensioners under 80 must upload their annual life certificates online between Nov 1‑30.
  • GST rates and thresholds are revised (see details).
  • New eligibility criteria for PNB credit cards.
  • Six additional regulatory tweaks impacting loans, securities and compliance.

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