EPF vs VPF 2026

The *EPF 2026 Scheme* largely retains existing *EPF* contribution rules. Key points include:
- Both employees and employers continue to contribute 12% of wages.
- The scheme is designed to provide a stable and secure retirement fund for employees.
- *VPF* or Voluntary Provident Fund allows employees to contribute more than the mandatory 12% of their wages towards their provident fund,
the main difference between *EPF* and *VPF* being that *VPF* is entirely voluntary, while *EPF* is mandatory for most employees.
For more information on the *EPF 2026 Scheme*, including details on employee and employer contributions, and how *VPF* fits into the overall scheme,
the original article provides a comprehensive overview.