LatestCorporate Compliance 3 October 2026
EPFO 2026 PF Withdrawal Rules: Up to 75% for Housing
EPFO has updated its provident fund withdrawal policy for 2026, allowing members to withdraw up to 75% of their PF balance for housing-related expenses such as home purchase, construction, or renovation. The guide outlines eligibility, limits, required documents, and the application process, helping employees plan their property financing efficiently.
EPFO now permits members to pull out up to 75% of their PF balance for housing needs.
- Eligibility: Active PF members with at least 2 years of contribution.
- Limits: Maximum 75% of the total balance or Rs 1.5 crore, whichever is lower.
- Uses: Buying a house, constructing, repairing or renovating a residential unit.
- Process: Submit a withdrawal form online or at the EPFO office with ID, address proof, and property documents. Approval typically takes 7‑10 days.
For full details and the application form, visit the TradeBrains article.
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