Legal Suvidha is a registered trademark. Unauthorized use of our brand name or logo is strictly prohibited. All rights to this trademark are protected under Indian intellectual property laws.
Legal Suvidha
Back to Updates
LatestCorporate Compliance 3 October 2026

India Revises Small Savings Interest Rates Effective Oct 1

The Ministry of Finance has issued SB Order No.12, revising interest rates for all small‑savings schemes across India effective 1 October 2026. The adjustments aim to align returns with market conditions and inflation trends, affecting instruments such as the Public Provident Fund, Senior Citizens’ Savings Scheme and National Savings Certificates, and will influence investor earnings nationwide.

The Finance Ministry released SB Order No.12, updating interest rates for small‑savings schemes effective 1 Oct 2026.

  • New rates apply to PPF, SSY, NSC and other government‑backed savings products.
  • Adjustments reflect current market yields and inflation expectations.
  • Investors can expect marginally higher returns on some schemes, while others may see reduced rates.

For full details, see the official announcement on StaffNews.in.

Need help understanding this update?

Connect with our domain experts instantly via WhatsApp for customized legal guidance.

Chat on WhatsApp

* May contain AI generated content. Please verify the required details.