LatestCorporate Compliance 6 October 2026
New EPF 2026 Rule Lets Members Pull Up to 75% After One Year
The Employees Provident Fund (EPF) announced a 2026 amendment allowing members to withdraw up to 75% of their accumulated balance after completing just one year of contribution. The remaining 25% stays in the account, continuing to earn the current 8.25% annual interest, while the withdrawn portion is released for personal use. This change aims to provide greater liquidity for workers planning major expenses, without fully compromising long‑term savings growth.
- Withdrawal limit: Up to 75% of the EPF balance can be taken after 12 months of contributions.
- Interest retention: The remaining 25% continues to earn the current 8.25% per annum rate.
- Purpose: Designed to give members more cash flexibility for major expenses while preserving a core savings component.
[Read full details] (https://www.google.com/url?rct=j&sa=t&url=https://tradebrains.in/money/epf-withdrawal-2026-new-rules-allow-up-to-75-pf-withdrawal-after-12-months-check-details-12625144&ct=ga&cd=CAIyHGE5N2E0YTE3ZjFmYzM5NDQ6Y29tOmVuOklOOlI&usg=AOvVaw3cHjLDELGeXVBei9f8Nak7)
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