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LatestCorporate Compliance 27 June 2026

PF Withdrawal

The Employees' Provident Fund Organisation (EPFO) has rules governing the withdrawal of provident fund (PF) amounts, with partial withdrawals allowed for emergencies like medical treatment, education, and marriage, while full withdrawals are permitted under certain conditions, and the introduction of EPFO 3.0 may bring changes to the withdrawal process, including the use of UPI and ATM transactions, but the existing rules remain in place, with the interest rate for EPF set at 8.25% and the possibility of separate ATM cards for withdrawals

The Employees' Provident Fund Organisation (EPFO) has rules in place for the withdrawal of provident fund (PF) amounts. Partial withdrawals are available for emergencies such as:
- Medical treatment
- Education
- Marriage. Full withdrawals are allowed under certain conditions. The introduction of EPFO 3.0 may bring changes to the withdrawal process, including the use of UPI and ATM transactions. However, the existing rules remain in place, and it is unclear how much PF money can be withdrawn at a time via UPI and ATM.

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