LatestLicenses And Certifications 12 November 2026
RBI Pushes MSME Credit, Udyam Boost Across Regions
The Reserve Bank of India has urged banks to expand institutional credit and market access for MSMEs in Jammu & Kashmir and Ladakh, emphasizing wider adoption of Udyam Registration, Udyam Assist and TReDS platforms. Parallelly, the new tax regime for FY 2026‑27 introduces additional deductions, while the upcoming budget proposes a ₹5 lakh credit‑card scheme for Udyam‑registered micro enterprises.
- RBI directive: The RBI called on banks to strengthen credit and market access for MSMEs in Jammu & Kashmir and Ladakh, urging greater use of *Udyam Registration*, *Udyam Assist* and the *TReDS* platform. Read more
- Wider MSME registration trend: Registrations on the Udyam portal have risen sharply, reflecting growing interest in formalisation and access to government schemes. Details
- Tax update: The new tax regime for FY 2026‑27 adds extra deduction options, aiming to ease the tax burden for individuals and businesses. Full article
- Budget 2025‑26 credit card scheme: A customised credit‑card offering up to ₹5 lakh will be launched for micro‑enterprises registered on the Udyam portal, with an initial target of 10 lakh cards. Press release
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