LatestCorporate Compliance 13 October 2026
RBI Rate Hike: Banks and NBFCs Set to Gain
Following the Reserve Bank of India's latest rate hike, analysts highlight which scheduled banks and non‑bank financial companies stand to benefit from higher borrowing costs. The move also leaves the Public Provident Fund interest unchanged at 7.1% for the Oct‑Dec 2026 quarter, keeping safe‑haven returns stable while credit markets adjust.
The Reserve Bank of India has increased policy rates, prompting a reassessment of profit outlooks for major lenders.
- Banks: Higher rates can widen net interest margins, especially for those with a strong loan book.
- NBFCs: Non‑bank lenders may see improved funding costs and competitive advantage in niche segments.
- PPF: The Public Provident Fund rate remains steady at 7.1% for Oct‑Dec 2026, offering a safe return amid the rate shift.
For full details see the [Business Standard video] (https://www.business-standard.com/amp/video-gallery/market/rbi-rate-hike-which-banks-and-nbfcs-could-benefit-179353.htm).
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