Licenses And Certifications 14 August 2026
RBI Reviews MSME Credit
The Reserve Bank of India has reviewed the credit flow to micro, small and medium enterprises in Jammu and Kashmir and Ladakh, and also examined the registration process under the Udyam scheme, with the aim of improving the overall business environment in the region, the review also looked into the functioning of the Trade Receivables Discounting System, to facilitate smoother payments to MSMEs
The Reserve Bank of India has conducted a review of the credit flow to *micro, small and medium enterprises* in Jammu and Kashmir and Ladakh. The review also examined the registration process under the *Udyam scheme*, with the aim of improving the overall business environment in the region. Some key points from the review include:
- The review looked into the functioning of the *Trade Receivables Discounting System*, to facilitate smoother payments to MSMEs
- The RBI also examined the current status of *Udyam registration* in Jammu and Kashmir and Ladakh, and discussed ways to increase awareness about the scheme
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