Corporate Compliance 6 September 2026
Switch Careers, Stop EPF? Know Your PF & Pension Impact
If you change jobs and halt EPF contributions, your existing PF balance still earns the current 8.25% interest for FY 2025-26, credited annually. However, future pension calculations may be lower, and you can choose to transfer or withdraw your PF under specific conditions. Understanding these rules helps protect retirement savings after a career shift.
- Current EPF rate: 8.25% per annum for FY 2025-26, credited once a year.
- If contributions stop: Existing balance continues to earn interest, but no new accruals.
- Pension impact: Lower future pension payouts because contributions stop; you may transfer or withdraw PF under eligible scenarios.
For full details, read the article on *Mint* here.
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