LatestCorporate Compliance 14 July 2026
Transfer PF Instead
The Employee Provident Fund interest rate for the financial year 2025-26 is 8.25% per annum, making it a good idea to transfer your PF when changing jobs instead of withdrawing it, as this can help you earn more interest on your savings and build a bigger retirement corpus over time, it is also important to note that the EPF interest rate is subject to change and is decided by the government
When changing jobs, it is often tempting to withdraw your Provident Fund savings, but this can be a mistake. Instead, consider transferring your PF to your new employer.
The EPF interest rate for the financial year 2025-26 is 8.25% per annum.
Some key points to consider when deciding whether to transfer or withdraw your PF include:
- earning more interest on your savings
- building a bigger retirement corpus over time
- the EPF interest rate is subject to change and is decided by the government
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