RERA Compliance

The Real Estate (Regulation and Development) Act 2016 (RERA) is the single most consequential piece of legislation in Indian real estate since independence. It re-architected the developer-buyer relationship by inserting a State regulator (the State Real Estate Regulatory Authority) between them, mandating project-by-project registration before any sale or marketing, prescribing format agreements for sale, controlling advance receipts to a maximum of 10% pre-agreement, ringfencing 70% of project receipts in a designated project bank account, and arming the buyer with compensation rights under Section 18 for delay or default and complaint rights under Section 31 before the Authority and the Adjudicating Officer. By 2026, every State RERA portal — MahaRERA, K-RERA, TG-RERA, UP-RERA, HRERA, RERA-Punjab, GJ-RERA and others — has matured into a full digital ecosystem with project profile, quarterly progress reports, complaint dashboards, agent registers, and public-search tools that buyers, lenders and competitors all use.

For a promoter, RERA is no longer a one-time registration — it is a quarterly compliance regime. Quarterly progress reports must be filed within the State-prescribed window. The 70% project-receipt deposit must be reconciled to the engineer / architect / CA certifications drawing it down. Every advertisement, brochure, hoarding and digital ad must carry the RERA registration number. The agent must hold its own RERA agent registration. Section 18 compensation claims by buyers — for delay, mis-representation, defect or non-delivery of conveyance — turn into adversarial proceedings before the Authority where one weak quarterly report or one unreconciled escrow withdrawal can decide the outcome.

We run end-to-end RERA compliance for builders, developers, real-estate companies, promoters, channel partners and brokers — across MahaRERA, K-RERA, TG-RERA, UP-RERA, HRERA and other State portals. Project registration, quarterly compliance, complaint defence, conveyance closure, project completion certification and OC linkage — single team, single file.

What's Inside Full RERA Compliance

• Project Registration (Section 3 / 4):: Application on State RERA portal with promoter details, project layout, sanctioned plan, commencement / OC, title deed, encumbrance certificate, projected timeline, project cost, financing sources, allottee schedule. Mandatory before any sale, advertisement or booking.

• Agent Registration (Section 9 / 10):: Channel partners, brokers and aggregators — individual or company — must hold a RERA agent registration before facilitating any sale; State-wise registration with annual / triennial validity.

• Quarterly Progress Reports:: Filing of construction progress, financial progress, allottees added, money collected, money withdrawn from project bank account — within the State-prescribed window each quarter (typically 7-30 days from quarter-end).

• 70% Project Bank Account & Withdrawal Discipline:: Designated scheduled-bank account where 70% of every receipt from allottees is parked; withdrawals only against engineer / architect / CA certification of work completed in proportion — Section 4(2)(l)(D) compliance is the most audited area at quarterly review.

• Advertisement & Brochure Compliance:: Every ad, hoarding, brochure, website, social media post must carry the RERA registration number; penalty under Section 59 is up to 10% of project cost for non-registration and up to 5% of project cost for false / misleading advertisement.

• Format Agreement for Sale & Allotment:: Section 13 caps pre-agreement advance at 10%; Agreement for Sale on the State-prescribed format; specific clauses on possession date, common areas, defect liability (5 years under Section 14(3)), conveyance, force majeure.

Section 18 Defence (Delay / Refund / Compensation):
Allottee's right to refund with interest (typically SBI MCLR + 2%) on delay; defence requires clean quarterly reports, force-majeure documentation, change-of-promoter resolutions where applicable.

Section 31 Complaints & Adjudicating Officer Proceedings:
Complaints before the Authority for compliance, before the Adjudicating Officer for compensation; appeals to the Real Estate Appellate Tribunal — drafting, evidence, oral hearings.

• Project Completion, OC & Conveyance:: Project completion certification on RERA portal, OC integration, deed of conveyance to allottee within 3 months of OC under Section 17, association of allottees formation.

Why Most Promoters Get Penalised — Even With 'Good Intentions'

Project advertised before RERA registration — Section 59 penalty up to 10% of project cost. Quarterly report missed for one quarter — Section 7 cancellation risk over time. Withdrawal from 70% account without proper engineer / CA certification — escrow violation, refund liability. Pre-agreement advance > 10% taken from allottee — Section 13 default. Agent unregistered — Section 62 penalty. Conveyance not done within 3 months of OC — Section 17 default and association complaints. Each of these is a routine inspection / complaint finding, and each carries direct penalty plus reputational damage on the State portal that buyers screen before booking. We close all of these at the compliance layer, not at the complaint stage.